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MORTGAGE
...

Today's 30-Year Fixed

Limits to $832,750

5.75%
5.777% APR

Limits to $1,249,125

6.25%
6.777% APR
780+ FICO
Single-Family
Primary Res
California
80% LTV
Unlock My Rate
No impact to your credit score.
"So happy I connected with Roxana! She was professional, kind, and incredibly fast throughout the process. She made everything smooth and easy, and was always great to work with. Highly recommend :)"
"Roxana made the entire mortgage process so smooth and stress-free! She was always available to answer questions, explained everything clearly, and genuinely cared about helping us find the best solution. I highly recommend her to anyone looking for a
"Roxana is amazing. She was always available for questions. Patiently answering each one. Despite how many time I asked. She is very knowledgeable and trustworthy."
"I tried working with 3 other loan brokers and Roxana stood out. She made sure I felt informed on my decision, took the time to explain everything in depth, and made sure none of my questions were "too stupid" to answer. I never felt rushed or pressur
"MortgageWrite is undoubtedly a well-oiled machine with a wealth of knowledge. The team operates with a level of expertise that comes only from years of experience. If you're in search of a reliable, experienced, and efficient mortgage partner, Mortga
"We are so fortunate to have dealt with Roxana and her team with our home purchase. My husband and I were so impressed with the responsiveness, preparedness and vast knowledge of the team. Roxana went above and beyond in so many occasions to look out
"We were drawn to MortgageWrite based on their reputation for providing an "easy and smooth" loan process. Prior to this, navigating the home-buying process had proven unexpectedly challenging. Despite not actively beginning our house hunt, stumbling
"I am so completely thankful to have had this experience with Roxana Elbahou at MortgageWrite, Inc. with help in obtaining a loan. Right from the very beginning and through the entire process, she was completely supportive and extremely helpful with a
"Roxana Elbahou is so professional and knows so much about Real Estate and Mortgage. She is so easy to talk to because she is patient and very knowledgeable. She has like over 20 years experience and it shows! She’s one of the very few out there that
Trusted
broker
For 25+ Years
TRANSPARENT
Flat Fees

FEE STRUCTURE

Simple & Fair

Keep Your Cash at Closing

Our broker compensation is a flat 1%. To minimize your out-of-pocket costs, we typically utilize Lender-Paid Compensation, where our fee is covered by the lender instead of being paid at closing.

*Note: This ensures your rate remains highly competitive. Lender fees guaranteed under $1,500.
The Smart Move

Sell For More, Pay Way Less

We offer a straightforward 1.5% commission for listings or buyer representation. Choosing our flat-fee model over the traditional 3% significantly increases your net cash.

Buyer Advantage

Our 1.5% rate makes your offers stand out when requesting commission credits.

Serving All of California

A Clear
Path Forward

Your first call includes a full review of your financial situation: income and credit so you know exactly what you qualify for—with zero surprises at the finish line. Or if you're selling, what your net will look like.

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PRE-APPROVAL LETTER

01

LOWER MY RATE

04

SELL MY HOUSE

02

PULL OUT EQUITY

Institutional Grade Partnerships

Our Powerhouse Lender Network

We collaborate with trusted, proven lenders to deliver the most competitive outcomes and elite execution for our clients.

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2. Income
3. Goal
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5. Get My Rate!
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Market

Knowledge is Equity

Master the
Strategy

Empowering your homeownership journey starts with the right information. We’ve paired exclusive property tours with deep-dive analysis on California mortgage rates to give you a competitive edge. Explore our latest advisor-written insights below.

NEWS
Live Advisory Feed

North County Market
April 2026 Housing Update

San Diego County • April 18, 2026
2.5 MonthsAvailable Supply
$1.167MMedian Detached Price
Social
Media

The Strategy in Motion

Advisor
Blog

Real-Life Insights

Expert Commentary by Licensed Advisors

Things You Shouldn't Do When Buying a Home

With a never ending list of everything you ‘should do’ when purchasing a home, it seems counterproductive to focus on what you should not do. But being aware of the dont’s is just as important as the… Read More

Should I Rent or Buy a Home?

Purchasing a home will inevitably be the biggest financial discussion of your life. And the decision as to whether it is the right time to purchase a home depends on a number of factors. And it is not… Read More


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Essential Resources

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