Welcome to the Neighborhood

Discover available homes nearby or see what your property is worth in today's market.

"So happy I connected with Roxana! She was professional, kind, and incredibly fast throughout the process. She made everything smooth and easy, and was always great to work with. Highly recommend :)"
"Roxana made the entire mortgage process so smooth and stress-free! She was always available to answer questions, explained everything clearly, and genuinely cared about helping us find the best soluti
"Roxana is amazing. She was always available for questions. Patiently answering each one. Despite how many time I asked. She is very knowledgeable and trustworthy."
"I tried working with 3 other loan brokers and Roxana stood out. She made sure I felt informed on my decision, took the time to explain everything in depth, and made sure none of my questions were "too
"MortgageWrite is undoubtedly a well-oiled machine with a wealth of knowledge. The team operates with a level of expertise that comes only from years of experience. If you're in search of a reliable, e
"We are so fortunate to have dealt with Roxana and her team with our home purchase. My husband and I were so impressed with the responsiveness, preparedness and vast knowledge of the team. Roxana went
"We were drawn to MortgageWrite based on their reputation for providing an "easy and smooth" loan process. Prior to this, navigating the home-buying process had proven unexpectedly challenging. Despite
"I am so completely thankful to have had this experience with Roxana Elbahou at MortgageWrite, Inc. with help in obtaining a loan. Right from the very beginning and through the entire process, she was
"Roxana Elbahou is so professional and knows so much about Real Estate and Mortgage. She is so easy to talk to because she is patient and very knowledgeable. She has like over 20 years experience and i

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1. Credit
2. Income
3. Goal
4. Loan
5. Rates!
RATES

Today's 30-Year Fixed

April 19, 2026 • Live Data Feed
Conforming
Loan limits to $832,750
5.75%
5.777% APR
High-Balance
Loan limits to $1,249,125
6.25%
6.279% APR
Todaysrates (1)
Legacy

From the Bay to the Beach

Trusted Partner
Since 2001

From the 2001 boom through the 2008 crash and beyond, we have remained a steady partner for California homeowners. More than just a broker, we are a North County San Diego staple with over 2,100 successful closings across the state.

25Years
Expertise
📅

Every Day

15-Day Fast Track

Whether your scenario is complex or traditional, we pride ourselves on speed—closing loans in 15 days.

📚

Every Story

Alternative Financing

Qualify with Bank Statements or Rental Income. We help borrowers even when its non-traditional.

💰

Every Dollar

100% Financing Available

Maximize your buying power with programs that allow for zero down payment on eligible homes.

NEWS
Live Advisory Feed

North County Market
April 2026 Housing Update

San Diego County • April 18, 2026
2.5 MonthsAvailable Supply
$1.167MMedian Detached Price
Institutional Grade Partnerships

Our Powerhouse Lender Network

We collaborate with trusted, proven lenders to deliver the most competitive outcomes and elite execution for our clients.

Rocket
change 2
axos
remn
angel oak
newrez
champ
m1
acra
sw
pg
orion
plaza
sierra
TRANSPARENT
Flat Fees

FEE STRUCTURE

Simple & Fair

Keep Your Cash at Closing

Our broker compensation is a flat 1%. To minimize your out-of-pocket costs, we typically utilize Lender-Paid Compensation, where our fee is covered by the lender instead of being paid at closing.

*Note: This ensures your rate remains highly competitive through our deep investor network. Lender fees guaranteed under $1,500.
The Smart Move

Sell For More, Pay Way Less

We offer a straightforward 1.5% commission for listings or buyer representation. Choosing our flat-fee model over the traditional 3% significantly increases your net cash at closing.

Buyer Advantage

Our 1.5% rate makes your offers stand out when requesting commission credits.

03

PRE-APPROVAL LETTER

01

LOWER MY RATE

04

SELL MY HOUSE

02

PULL OUT EQUITY

Serving All of California

A Clear
Path Forward

Your first call includes a full review of your financial situation: income and credit so you know exactly what you qualify for—with zero surprises at the finish line. Or if you're selling, what your net will look like.

Market

Knowledge is Equity

Master the
Strategy

Empowering your homeownership journey starts with the right information. We’ve paired exclusive property tours with deep-dive analysis on California mortgage rates to give you a competitive edge. Explore our latest advisor-written insights below to discover the how and when of modern real estate.

SEE THE
INSIGHTS

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Media

The Strategy in Motion

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mortgagewrite Where it begins…
Future PRO!!!!!!!
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Advisor
Blog

Real-Life Insights

Expert Commentary by Licensed Advisors

Things You Shouldn't Do When Buying a Home

With a never ending list of everything you ‘should do’ when purchasing a home, it seems counterproductive to focus on what you should not do. But being aware of the dont’s is just as important as the… Read More

Should I Rent or Buy a Home?

Purchasing a home will inevitably be the biggest financial discussion of your life. And the decision as to whether it is the right time to purchase a home depends on a number of factors. And it is not… Read More

Our team in numbers

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With over two decades of experience in the industry, we harness our expertise to ensure optimal results for our clients.

5 Star Real Estate

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Our 5 Star Real Estate Advisors consistently achieve outstanding results, earning us a 5-star rating on Google.

Quick Real Estate & Mortgage

Essential Resources

  • CAREER WITH US
  • ADVISOR TRAINING
  • REFINANCE APPLICATION
  • PRE-APPROVAL LETTER
  • REALTOR PARTNERS